Wells Fargo -US BANK ACCOUNT

Wells Fargo is one of the biggest Banks in USA that can provide IPB ( International Personal Banking ) for Non-Resident . This is Not an easy account to open for foreigners and also it can not be used just for PayPal and ecommerce money transfer purpose . It’ll take some time and strict paper work to open an account with Wells-Fargo, also a signature verification process is required to verify your identity/signature with the bank. I believe this is wont be a problem if you are running a legitimate business/activity .
Wells Fargo Online Banking Features
With this banking service you’ll get free and secure online access to your accounts anytime, anywhere - in one place, with one username and password. Check balances, transfer funds, view statements, and much more.
Identification Documents Required :
- Copy of Passport- Copy of National Identity Card/Driver License- Signature card verification- You will need to attach the most recent 3 months bank statements and 2 bank reference letters from your local bank.
Follow the following steps in order to open an account with Wells Fargo :
1- Visit the Wells Fargo IPB landing page . Apply for the account by filling-up the online application form , and print it out
2- Also print out the signature card form and the service agreement
Signature Verification Process
To verify your signature, it has to be done by one of these three ways:
1- SWIFT message type 199 send by your bank.2- Signature verified by San Francisco IPB office or Hong Kong IPB office.3- Signature notarized by US Embassy or Consulate.
For choice #1, visit your local bank and ask them if the Swift message type 199 is available( Most of the bank officers have never heard of SWIFT message type 199 before! ).
For choice #2, the best choice for Hong Kong / US residents
For choice #3, this seems like the only ’slightly’ more convenient way to do so. Given that you live near the consulate. It will cost you a fee to certify your document ( should be around USD$20 per document).
Please note that the Wells Fargo service agreement stated that you can not use the bank account for PayPal and other eCommerce solution. Make sure you read it carefully.

US Phone Number

Get your own USA phone number that rings in your home country , just using internet line and PC for FREE . ( example of US virtual phone number : +1 360 254 6878 )
With USA Virtual phone number you`ll get :
1- Your own U.S Telephone number even if you are living outside USA for FREE.2- Receive Free unlimited international phone calls.3- Receive FREE voice messages from any worldwide landline / mobile phone to your email.
Make unlimited FREE phone calls to USA and Canada .The next few pages will teach you how to get your own PRIVATE and FREE phone number in US whereyou can receive voice messages and calls .
You’ll receive this call Just using internet line and PC anywhere in the world . The USA/Canada residents will callyou at their local tariff rate using their own landlines & mobile phones .
Also , you can receive calls from International friends . They’ll pay their local tariff calling rate to US destination ,
or simply they can use any VOIP Pc 2 phone program like BhCall.com .
Why Do I need U.S telephone number .. ?- If you are operating website / online business and do not want to give your local/private telephone number .- If you have, or want to have, clients in the U.S then you need a US telephone number .- If you have friends/family in USA/Canada and want to receive Free international calls then you need U.S telephonenumber .
Follow the next steps / instructions in order to receive unlimted Free international phone calls & message voice delivered to your email with your private USA phone number :
Step 1 :
- Sign up for Free SIP number with VOIP.Bujula . ( Click Here To Register )
The Free SIP VOIP number will allow you to receive calls / voice phone message to your email via internet line using VOIP gateway . The SIP number will be integrated and config with you Free USA phone number ) ..close the pop up window using the CLOSE button on the top after Signing up
NOTE : The field ( pick your sip number ) . This will be your VOIP.Brujula username and also SIP number . It must start with DIGIT ( 8 ) . For ex. 89109 . If the username / SIP number was taken try again till you get non registered SIP number. Your SIP number with
VOIP.Brujula address will be like the following address .. 89109@voip.brujula.net
VOIP.Brujula will send you an activation link to your email . You must confirm your email by following the link .Important : Do not forget your Password and Voip.Brujula SIP number .
Step 2 :
The next step is Registering for FREE U.S PHONE number with IPKall . To Sign up for your Free U.S Telephone number with IPkall please ( Register here ) ..
Note : You must use your VOIP.Brujula SIP number during registration .. ( see the next Form for example )
————— Sign Up FORM example –
Choose Area code of you IPKall Number:
206 253 360 425
SIP Phone number:
SIP Proxy: (ex. fwd.pulver.com)
Email Address:
Password:
I would like a free voice mail account
# of Seconds until voice mail if no answer:
—————————-
After signing up IPkall will send you an email with subject : Here is your IPkall phone number . Congratulation , Now you are almost done ..
Last Step :
You’ll need to download X-Lite soft phone . X -Lite 3.0 is a small / friendly program that enable you to receive incoming calls from U.S / international Friends .

After you download / run the X-lite program you’ll need to configure your VOIP.Brujula SIP number / password together with the X-lite program . To do so Just right click on the dialer display and select (SIP Account Settings ) option . please see the next picture .
The program will ring on your PC when any one dial your Free U.S Telephone number .
You’ll receive these calls for FREE at anywhere in the world since you are connected to internet line with PC / laptop
- Your U.S / Canadian Friends will call you using their own landline/mobile phones and pay normal U.S localcalling rate.- International Friends will pay their local international tariff rate to U.S destination .- You are going to pay absolutely NOTHING . and you’ll be able to receive calls to your US number .- Also , you are going to receive voice messages to your email when you are logged off

Open a US bank account with FREE VISA debit card, for non-residents

Your account active within 7 days
Order your free US check book before you even receive your welcome pack (I was able to phone order my check book within 6 days of mailing my account opening form)
No SSN required (Social Security Number)
No US mailing address required
Our downloadable members only kit includes digital "tear-out forms." Deal directly with the bank using the forms and resources. No need for a middle man.
Includes Platinum VISA debit card (get all the benefits of a Platinum credit card, like free travel insurance. Received after account is activated). No credit checks, no annual fees on the card, no withdrawal fees (even when used outside the US).
Account cash deposit is insured 100% up to $100,000
No account minimums (after initial deposit)
Free ACH direct deposits
Make withdrawals and purchases around the world with your VISA card
Free initial check book
Have funds deposited directly into your account from PayPal (save on their 2.5% currency exchange fee by depositing directly into your US bank account)
Full Internet banking facilities available
Deposit US checks by mailing them directly to your new bank account
No need to certify passport. Just mail a photocopy
Simple, short account opening form included
Nothing else required
Includes your own private US phone number (voice mail)
Life-time guarantee. We guarantee your account will be opened successfully, or we'll refund you in full
Our members only "US BANK ACCOUNT KITS" includes, simple instructions to successfully open your US bank account, the application forms and additional tips.
More information ,plz check out, http://www.qybq.com

How to Open a Swiss Private Bank Account

A Swiss Bank account is not to be confused with a Swiss Private Bank Account. Swiss Private bank Accounts offer the highest quality offshore banking services available. There are many reasons why a Corporation or Firms or even private citizens choose to open up a Swiss private bank account. Swiss private banking is the most prestigious banking in the world. Private bankers build up strong relationships with their clients helping them to ensure a more financially prosperous outlet for them. Private bank accounts in Switzerland are usually only offered to clients with $300,000 USD to deposit or consistently outstanding growth in business/personal revenue.

Steps

Be assured that the Swiss bankers are the most prestigious and experienced private bankers in the world. Swiss banks welcome accounts from all over the world. The main reason for many people wanting a Swiss bank account has to deal with the legendary privacy such accounts provide.
Know that the Swiss have some of the tightest regulations in the entire world as far as who can gain access to your account. If you're looking for a way to "protect' assets from snoopy investigators, a Swiss account can be the ideal place.
Have confidence in the fact that bank secrecy is not lifted for tax evasion. This is because failure to report income or assets is not considered a crime in Switzerland. As such, neither the Swiss government, nor any other government, can obtain information about your bank account. They must first convince a Swiss judge that you have committed a serious crime punishable by the Swiss Penal Code.
Be comfortable in realizing that your secrecy will not be lifted for private matters such as inheritance or divorce if you have kept your banking information strictly confidential. It is up to plaintiffs to prove that the account exists if they wish the judge to pursue the case.
Open an account via the Internet. Swiss private banking tends to want a minimum of $300,000 to open an account(But the following guide only need $50,000, http://www.swiss-bank-account.info I have succeed in opening a private swiss bank account).
Most Private Banks in Switzerland can arrange for a personal banker to meet you in a place of your choice, at your convenience.

How to Open a Swiss Bank Account

Opening a Swiss Bank Account is not to be confused with the opening of a Swiss Private Bank Account or any other Offshore Bank Accounts, the services offered are varied. Swiss Banks welcome accounts from foreign residents all over the world. The main reason for wanting a Swiss bank account has to deal with the legendary privacy such an account provides.


Investigate which Swiss Bank Account Services you require, they include Wealth Management, Investment Solutions, Venture Capital and Trust Formations, to name but a few.
Know that If you're looking for a way to "protect' assets from snoopy investigators, a Swiss account can be the ideal place.
Have your privacy held in the utmost confidentiality in a Swiss Bank Account
Contact an established bank in Switzerland.
The Swiss Bank will advise you on the best options available for you.

Here I find sereval ways how to open a private swiss bank accounts.

More details plz check out the guide: http://www.swiss-bank-account.info

US Bank Accounts for Non-US Residents

After 9/11 the US government passed a new law named the Patriot Act, one impact this had was to make it almost impossible for a non US resident to get a US bank account.

A guide on how to legitimately open a US Bank account as a Foreigner (specifically, a Canadian, but the requirements are the same for a Canadian or a citizen of any other country).
Click here for opening a US-Dollar Account at a US Bank.
This is a guide for a real US Bank account, not a Canadian Bank Account in US Dollars or an expensive real US Bank account . A real US Bank Account will let you transfer US$ freely to/from Paypal, write cheques to Americans that won't be on hold for forever, accept USPS Domestic money orders and save you greatly on other currency conversion fees. All for no monthly fees!

Features of The USA bank ,

Best for Non-Americans and Non-US.residents
No Social Security Number required(No SSN,EIN).
No US mailing Address Required. (Apply from any Country)
No withdrawal fees (Even outside of the US)!
No additional fees for account opening
24 hours world-wide access via Online banking
Access to international wire and SWIFT payments

It is very useful to men who is not US citizens.

Goodluck!